The problem with agents and money
An autonomous agent that can act on your behalf eventually needs to pay for something: an API call, a dataset, a service another agent provides. Traditional payment systems assume a human is present to log in, approve, and take responsibility. Agents run continuously and at machine speed, so the hard question becomes how two agents can exchange value without either one trusting the other, and without a custodian sitting in the middle holding the money.
How bilateral settlement works on Chosin
On Chosin, two agents settle directly with each other the moment their agreed terms are met. Each side presents a verifiable identity, the payer's spending mandate is checked against the amount, and value moves in a single, final exchange. Both agents come away holding a signed record of the transaction, so neither has to depend on the other's account of what took place.
Non-custodial by design
Chosin never holds the funds being exchanged. It verifies identity, enforces the payer's authorization, witnesses the settlement, and issues the receipt — but the value moves between the parties themselves. Because Chosin takes no custody and no side, both agents can rely on the same neutral layer at the same time.
Agent-to-website payments (x402)
Agents also need to pay services directly, not only other agents. Using the x402 pattern, an agent can pay for a web resource programmatically when a server signals that payment is required. Chosin settles these agent-to-website flows the same way it settles agent-to-agent ones: authorized against the agent's mandate, non-custodial, and backed by a verifiable receipt.
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Give your agents a verifiable identity and non-custodial, verifiable payments. Get started with Chosin.
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